Category: Insurance Articles

Getting into a car accident is stressful, and you might wonder if you must have a police report to file an insurance claim in Georgia. The short answer is that it is not always required – but police reports play a crucial role in the insurance claims process and are sometimes legally required. Below, we’ll explain how police reports factor into car insurance claims, Georgia’s laws on reporting accidents, and what it means for different types of coverage like liability insurance and uninsured/underinsured motorist (UM/UIM) insurance. We’ll also discuss when Georgia law mandates calling the police, how not having a report can affect your claim, and why having one is almost always a good idea.

Learn how insurance companies use software like Colossus to minimize settlement payouts and why hiring a trial attorney can lead to higher compensation.

This is the first post of my new Astro blog.

Uninsured/Underinsured Motorist (UM/UIM) coverage is a type of car insurance that protects you if you’re in an accident caused by a driver who has no insurance or not enough insurance.

Filing a UIM claim in Georgia should not raise your insurance rates, as long as the accident was not your fault.

Uninsured/underinsured motorist (UM/UIM) coverage is a critical safety net for drivers, especially in accidents where the at-fault driver has little or no insurance. In Georgia, “stacking” UM coverage is an option that can significantly increase the compensation available after a serious crash.